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Everything a First-Time Buy Needs to Know

1. Determine your budget: Before you start looking at homes, it’s important to figure out how much you can afford. This includes not just the purchase price of the home, but also other costs like closing costs, property taxes, and maintenance expenses.

2. Get pre-approved for a mortgage: Getting pre-approved for a mortgage will help you determine how much you can afford and will make the home buying process smoother.

3. Find a good real estate agent: A good real estate agent can help you find homes that meet your criteria, negotiate with sellers, and guide you through the home buying process.

4. Look for the right location: Consider factors like proximity to work, school districts, and access to amenities like shopping, restaurants, and parks.

5. Consider the condition of the home: When you find a home you’re interested in, make sure to get a home inspection to identify any potential issues.

6. Understand the closing process: The closing process involves a lot of paperwork, so it’s important to understand what to expect and what you’ll need to do.

7. Plan for ongoing maintenance and expenses: Owning a home comes with ongoing maintenance and expenses, so make sure you’re prepared for these costs.

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